The vast majority of our plans are PPO (Preferred Provider Organization), which means that Beam will pay benefits as long as you visit a licensed dentist. While you'll likely receive more coverage in-network, you'll still have coverage at out-of-network dentists!
Sometimes, there will be a contrast between in-network and out-of-network coverage. If you visit an out-of-network provider, you may be balance billed for the difference between Beam's contribution and your dentist's fees.
If you'd like to get a better sense of the costs before a treatment, you can ask your dentist for a pre-treatment estimate. They can submit it to us like a claim, and we'll process the estimate in 3-4 weeks.
In addition, if you don’t see your dentist on our ‘Find a Dentist’ page, they can email us at firstname.lastname@example.org to learn how to become in-network with us!